Here for You When Life Feels Overwhelming
No one should face financial hardship alone. If you’re struggling to make ends meet, we’re here to support you. Whether you’re dealing with a sudden change in income, struggling with debt, or finding it difficult to navigate the welfare system, we can help you take control and move forward with confidence.
We offer practical advice, emotional support, and hands-on help in navigating welfare entitlements, accessing emergency funding, and finding longer-term solutions. Whatever your circumstances, our approach is confidential, supportive, and centred around your needs.
How We Can Help
We work alongside trusted partners and official agencies to ensure you get the support you’re entitled to. Our Welfare & Debt team can help with:
- Understanding and applying for welfare benefits, including PIP, Universal Credit, Housing Benefit, and Armed Forces-specific support
- Liaising with Local Authorities, DWP, Veterans UK, and other services on your behalf
- Advocacy for appeals, form-filling, and case reviews
- Accessing emergency financial support in a crisis
- Referrals to qualified debt advisors and financial specialists
- Help understanding your rights and options if you’re in debt
Whatever you’re facing, there is help available — and you don’t have to navigate it alone.
Cost of Living Grants – Royal British Legion
The rising cost of living can leave many feeling helpless, but support is available. The Royal British Legion is currently offering grants of up to £1,200 to help with energy costs. You don’t have to be in receipt of benefits to apply, and the grant can provide up to £200 per month for six months.
We’re happy to help you apply or point you in the right direction. More information is available here, or you can call RBL directly on 0808 802 8080 for personal guidance through the process.
Emergency Food Support
While AFCHQ does not directly provide food parcels, we work closely with a network of trusted local partners and foodbanks to ensure that no one goes hungry. If you are struggling to access food, please reach out, we will do everything we can to help you get the support you need, quickly and sensitively.
FAQS
Got a question?
Do I have to be receiving benefits to access support from AFCHQ?
No — our welfare and debt support is available to all members of the Armed Forces community, regardless of your current benefits status or income level.
Can you help me apply for PIP or Universal Credit?
Yes. Our team can help you understand the criteria, gather supporting evidence, complete applications, and attend assessments where possible.
What should I do if I'm in debt and feeling overwhelmed?
You are not alone. We can connect you with qualified debt advisors who can help you explore your options, speak with creditors, and create a plan to get back on track.
Is your support confidential?
Absolutely. Everything you share with us is treated with the highest level of confidentiality and respect. We’re here to support you, not to judge.
Do you help with emergency financial situations?
Yes. If you’re in urgent need of financial support, we can help you access emergency funds through trusted partner organisations, including charities and grant providers.
Don’t Struggle in Silence
Whether you’re facing a financial crisis or just need help understanding your entitlements, we’re here to walk beside you.